When paying the mortgage is a struggle ftc consumer information. You can enroll in payment assistance by signing in to chase. Help for americas homeowners shellpoint mortgage services. This form is used to request assistance for mortgages through the making homes affordable program. Bank of americas community homeownership commitment is bringing together products and resources that can help modestincome borrowers buy homes of their own. Interagency guidance on mortgage servicing practices. A short sale enables you to sell your home for less than the total amount owed on the mortgage. Making home affordable program and home affordable. If there is not yet an offer on the property, or the property is not yet listed for sale, we will also consider an agreement that.
If you are having difficulty making your home loan payments, you may be eligible for one of the loan modification options from bank of america that can make your payments affordable and help you. Request for mortgage assistance form rfdoctype 50431 page 1 of 10 78381mu 0512 barcode making home affordable program request for mortgage assistance rma request for mortgage. Pnc mortgage customer assistance 1 mortgage assistance. Making home affordable program obama home loan refinance. In making this request for consideration under the making home affordable program, i certify under penalty of. Interest rate and program terms are subject to change without notice. Request for mortgage assistance rma page 4 complete all four pages of this form if you have questions about this document or the making home affordable program, please call your. Making home affordable program request for mortgage assistance rma making home affordable. Fill out, securely sign, print or email your wells fargo mortgage assistance form instantly with signnow. Affordable program, authorized under the emergency economic stabilization act of 2008 12 u. These options include the making home affordable program and programs offered by or through.
Mortgage assistance application checklist important. Many servicers have recently added new mortgage modification. Making home affordable program request for mortgage. If my liability for the mortgage debt was discharged in a chapter 7 bankruptcy proceeding after i signed the mortgage documents, or if i am entitled to the protections of any automatic stay in bankruptcy, the servicer is providing information about the mortgage assistance program at my request and for informational purposes, and not as an. Not all loan programs are available in all states for all loan amounts. Hardship affidavit or request for mortgage assistance rma, in which the.
The home affordable modification program hamp provides eligible borrowers the opportunity to lower their first lien mortgage. Department of treasury or other government agency, fannie mae andor freddie mac any information provided by meus or retained by servicer in connection with the home affordable modification program. The options should be consistent with the servicers public representations and agreements with government agencies and others regarding the servicers intent to offer such. Home affordable program mha, specifically the home affordable. Over the last seven years, the making home affordable mha program has helped over 1. In early 2009, treasury launched the making home affordable program mha to help struggling homeowners avoid foreclosure. We can help you find solutions for making home affordable thatll have you walking through your own front door in no time. If my liability for the mortgage debt was discharged in a chapter 7 bankruptcy proceeding after i signed the mortgage documents, or if i am entitled to the protections of any automatic stay in bankruptcy, the. When paying the mortgage is a struggle ftc consumer. Hamps goal is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are affordable and sustainable over the longterm. What is the making home affordable program, and what is hamp. Bank of americas community homeownership commitment is bringing together products and resources that can help modestincome borrowers buy homes of their. For immediate assistance call 888995hope 4673 hearing impaired.
If youre interested in refinancing to take advantage of lower mortgage rates, but are afraid you wont qualify because your home value has decreased, you may want to ask if you qualify for the home affordable refinance program harp or the hope for homeowners h4h program. These faqs provide information on the home affordable modification program hamp, which is one option under the governments making home affordable program. Making home affordable mha established standards for. The making home affordable program offers options for. Hamp s goal is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are affordable and sustainable over the longterm. Please call our military services hotline at 18774690110.
If youre interested in refinancing, complete a request form to find out if your mortgage is held by freddie mac or fannie mae. We are committed to trying to help our borrowers under. If you are not eligible or do not qualify for a refinance under the harp program, u. Hamp was designed to help families who are struggling to remain in their homes and show. G0v if you are experiencing a financial hardship and need help, you must complete and submit this form along with other required documentation to be considered. If you are experiencing a financial hardship and need help, you must complete and submit this form along with other required documentation to be considered for foreclosure prevention options under the making home affordable \mha\ program.
If you are having difficulty making your home loan payments, you may be eligible for one of the loan modification options from bank of america that can make your payments affordable and help you avoid foreclosure. Home affordable modification program hamp for homeowners in. Making home affordable program and home affordable modification program frequently asked questions for bankruptcy filers q1. Affordable modification program hamp must consider eligible borrowers who do. If eligible, we would accept the short payoff in full satisfaction of the total amount due on the mortgage.
Homeowners whose monthly mortgage payment exceeds 31. How to get help interacting with your mortgage company. Request mortgage assistance form request for mortgage. Bank may have other options to help you with your mortgage loan. For information on mortgage assistance options not covid19 related, please go to assistance programs. Request for mortgage assistance rma page 1 complete all four pages of this form other. Additional programs were subsequently rolled out to expand the programs reach. Although this resource will no longer be available. Foreclosure prevention resources talk to a counselor. Mortgage, home equity and credit products are offered through u. Hamp is a loan modification program designed to reduce delinquent and atrisk borrowers monthly mortgage payments. I consent to the disclosure by my servicer, authorized third party, or any investorguarantor of my mortgage loans, of any personal information collected during the mortgage assistance processand of any information about any relief i.
Supervisory letter page 3 stage of delinquency in which the modification is implemented is a key factor influencing redefault the more serious the delinquency, the less likely the borrower will remain current after. In making this request for consideration under the making. Many servicers have recently added new mortgage modification programs for home loans. Home affordable modification program hardship affidavit. The home affordable unemployment program up reduces or suspends mortgage payments for 12 months or more for homeowners who are unemployed. Request for mortgage assistance rma page 4 complete all four pages of this form if you have questions about this document or the making home affordable program, please call your servicer. Home affordable modification program hamp the largest program within mha is the home affordable modification program hamp. If you are having a tough time making your mortgage payments because you are unemployed, you may be. If youre in the military and have been activated to respond to a disaster, you may be eligible for additional benefits. We are committed to trying to help our borrowers under the making home affordable program. Request for mortgage assistance home affordable modification. G0v if you are experiencing a financial hardship and need help, you must complete and. Home affordable modification program hardship affidavit english.
Documents indicated with an asterisk will be required if applicable. Please be sure to use the checklist when completing the application. If your mortgage loan is insured or guaranteed by the federal housing administration. Additional programs were subsequently rolled out to expand the program s reach. Making home affordable program request for mortgage assistance rma request for mortgage assistance rma page 1 complete all four pages of this form loan i. In addition to irs form 4506t and the making home affordable program hardship affidavit, all other required pages are identified as return this to pnc mortgage. If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your. Making home affordable program request for modification. If youre interested in refinancing to take advantage of lower mortgage rates, but are afraid you wont qualify because your home value has decreased, you.
The most secure digital platform to get legally binding. When you sign and date the forms within the mortgage assistance application, you will make important. If you have questions about the program that your servicer cannot answer or need further. Since its inception, mha has helped homeowners avoid foreclosure by providing a variety of solutions to modify or. Hamps goal is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are. Wells fargo hardship withdrawal rules fill out and sign. Although this resource will no longer be available to homeowners, help is still. If you are having mortgage payment challenges, please complete and submit this application, along with the required. A down payment is a sum of money dependent on the purchase price of the home and the loan product selected.
For more information, visit making home affordable. In making this request for consideration under the making home affordable program, i certify under penalty of perjury. Number servicer borrower borrower s name coborrower s name social security number home phone number with area code cell or work number with area code i want to keep the property sell the property the property is my primary residence. In addition to irs form 4506t and the making home affordable program hardship affidavit. Loan approval is subject to credit approval and program guidelines. Mha is only one part of the obama administrations broader efforts to strengthen the housing market. Has the mortgage on your principal residence ever had a home affordable modification program hamp trial period plan or permanent. If you are experiencing a financial hardship and need help, you must complete and submit this form along with other required.
Called the making home affordable program, it is expected to help over 9 million homeowners like you who are at risk of losing their homes because of reduced home values and equity, delinquencies and financial hardships. Find out if a home loan modification is right for you. Making home affordable program request for modification and. G0v if you are experiencing a financial hardship and need help, you must complete and submit this form along with other required documentation to be considered for foreclosure prevention options under the making home affordable mha program you must provide. Iwe authorize and consent to servicer disclosing to the u. By combining down payment assistance and closing cost help with a low down payment mortgage, you may find that a new home is within reach. With the making home affordable program, you can get help by either refinancing or modifying your mortgage. If you include income and expenses from a household member who is not a borrower, please specify using the back of this form if necessary. Modification program hamp net present value npv evaluation process. As of december 30, 2016, no new applications or new requests for assistance under any mha program will be accepted. If eligible, we would accept the short payoff in full satisfaction of the total amount due on the mortgage loan. Likewise, if you have a home equity loan, heloc, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this mha program.
The largest program within mha is the home affordable modification program hamp. Homesafe georgia is a federally funded, stateoperated mortgage assistance program that helps homeowners avoid foreclosure through mortgage payment help. Chase home affordable foreclosure alternative hafa matrix. Request for mortgage assistance form rfdoctype 50431 page 1 of 10 78381mu 0512 barcode making home affordable program request for mortgage assistance rma request for mortgage assistance rma page 1 complete all pages of this form requesting mortgage assistance for mortgage loan number. A prudently underwritten and appropriately managed mortgage loan modification. Department of treasury or other government agency, fannie mae andor freddie. The options should be consistent with the servicers public representations and agreements with government agencies and others regarding the servicers intent to offer such assistance to all qualified homeowners. Mortgage assistance application 5 of 5 borrower signatures the undersigned certifies under penalty of perjury that all statements in this document are true and correct. Department of the treasury treasury announced details of the home affordable modification program hamp as part of the making home affordable program. Anyone who has not already obtained a hamp modification on hisher mortgage may be eligible. The making home affordable program was launched in march 2009 with the home affordable modification program hamp, which provides assistance to struggling homeowners by lowering monthly first lien mortgage payments to an affordable level. The servicer is not obligated to offer me assistance based solely on the representations in this document or. Foreclosure prevention resources talk to a counselor make.
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